It Is What It Is…But It Will Become What You Make it

It is what it is2 It Is What It Is…But It Will Become What You Make itSo you were forced into bankruptcy for one of the many reasons people go into Bankruptcy.  Had to short-sale your home or had property foreclosed on.  Lost your job, experienced a drastic reduction in income or lost your business.  Maybe one of these, or as in my case, all three happened to you. And so to you I say; it is what it is!

Yes, I know it sounds simplistic and yes, believe me when I say I know firsthand that there are a whole range of emotions and scenarios that you will go through before you get to that place. But the point is; you do have to get to that place first, where you say; it is what it is -Que sera sera, if you will, before you can move forward.

Once you get your head out of the sand and look around, you will see that after the shell-shock of your personal circumstances wears off, you are still here.  You’re still a father, a partner, a son, a brother.   You’re still one of God’s creatures!  And this, my friends, is where I hope my blog and the posts to follow can help you with your mindset to say; it is what it is…but it will become what I make it!

I heard Blair Singer, Author of “Little Voice Mastery” once ask in a video; what stops you from getting what you want?  His answer really hit home with me, especially since I was in the process of creating this blog and the Better Credit Blueprint video series.  His answer was; the number one thing that stops you from getting what you want is your concerns about what other people think about you! 

Now do you see why I said his answer hit home for me?  Here I am undressing myself in front of friends, family, and complete strangers, and most have no clue of the financial devastation my family and I have just gone through in the last 4-5 years, but… they do now!  And to this I say; it is what it is… but will become what I make of it!

Why?  For starters, people who have gone through the same credit and financial devastation I have, need to know that you absolutely can recover from it.  You are not “damaged for life” as I read one financial guru state in his blog recently.  Additionally, I realized that if I could let as many of these people actually see how I was accelerating the process of credit recovery for myself, they would be empowered to do the same and take action!

So when Blair Singer says Public Enemy #1 that stops you from getting what you want is your concerns about what other people think, to those “other people”, upon finding out about your circumstances, you should say; it is what it is – but will become what I make of it.  To you and the millions who were hit by this devastating recession we just experienced (some even say it was a depression) who are going through the same things I am, I would say; join me in coming out of the closet.  Say it with me; it is what it is, but will become what I make of it!

Once you get to this space in your journey of credit and financial recovery, you have to learn what it takes to accelerate the process, unless of course, waiting 7, 10, or more years to recover your credit is OK with you (yeah, I didn’t this so). It’s all part of getting our heads on straight and creating a better and more balanced “money consciousness”.  I’m doing it and you can too, so what are you waiting for?  Remember; it will become what you make of it.

 Have you gone or are you now going through a credit and financial crisis?  Have you started the long road back to recovery yet?  If so, did you ever get to the point where you finally said “It is what it is?”  But more importantly, have you realized that it will become what you make of it?  I’d love to hear what you have to say!


  1. Shay says:

    I think a lot of people get confused and think it only takes a few weeks or even days to get things repaired but it’s surely a long road

    • Confusion is definitely part of recovering from credit and financial devastation. In the ‘Recovery Process’ Clinical Psychologist Dr. Gregory Tucker states that we suffer from events that damaged us, and what becomes damaged, apparently, is our sense of self worth. Before any recovery can take place, there has to be an ‘awakening’ first, then you have to regain that ‘self-worth’ and not worry about what other people think. It is what it is…but will become what you make it! :)

  2. Warren Zilka says:

    I think you’re absolutely correct when you said that people are worried about what others may think of you. The reality is people can put on a great facade that they are living the “high life” when they too are hurting financially. I think it is the “keeping up with the Jones’ ” syndrome. Being honest with your self is a very important step as you stated. At that point you can begin to learn from past mistakes and start to move forward. Thanks for sharing your personal story Lou. It is always better to hear from someone who has “real life”experience and not just from an expert who has a lot of education.

  3. Thank you much for the comment Warren. I think you hit the nail right on the head when you said, “Be honest with yourself.” At the end of the day, there will be strangers, associates, and yes…even family and friends who will doubt you and give you negative energy, that quite frankly, you can do without! This is the point where you say; it is what it is…but will become what I MAKE OF IT! Thank you for the kind words and I look forward to your future comments. Feel free to connect with me or just drop me an email. You’ll find my info by clicking on the contact page :)

Leave a Reply to Warren Zilka Cancel reply