Over the last 15 years, and especially within the last 4 to 5, I can’t tell you how many times I’ve been asked this particular question. What’s even more amazing is that people attempting to negotiate debts and settle them on their own, which is how I believe debt settlement should be done, have no clue whatsoever to what the actual answer is.
We all know that failure to pay creditors under the terms originally agreed to will reflect negatively on our credit report. But should an account go into collections, one of the consequences of any debt settlement is the damage caused to your credit score. Although the effects of debt settlement on your credit are often unavoidable, there are ways to minimize that damage if you know what to say, and how to negotiate, during the do-it-yourself debt settlement process.
Time to Set the Record Straight
I got tired of reading and listening to the so called “credit and debt experts” continually espouse the view that you have to settle your debt first – then work on improving your credit report second. Even though your number one priority should always be to settle your debt and move on with your credit and financial life, the fact is; all aspects of debt settlement are negotiable!
The best way I knew how to set the record straight was to create a “Special Report”. I felt I needed to give you, the Amateur Consumer, a different and substantiated point of view and I wanted you to know there is absolutely no reason why you shouldn’t attempt to manage the damage to your credit report while attempting ‘do it yourself’ debt settlement!
This book will show you how to minimize the damage that will be done to your report by explaining in clear detail how to negotiate your credit rating, with both creditors and collection agencies, during the do-it-yourself debt settlement process. One things for sure; if you don’t ask, you won’t get! And this book will show you how to do both!
Watch the Trailer for the eBook below or Click Here To Find Out More…..