A Liberated Consumer’s 3 Commandments for Never Going Broke Again!

3 Commandments A Liberated Consumer’s 3 Commandments for Never Going Broke Again!

Every financial Guru on the planet and in the blogosphere has methods for securing your financial future.  It usually starts with putting a $1000 dollars away for an emergency fund and then moves on to paying down debt.

After that, most tell you to move on to investing and well, you get the picture.  The one thing they never focus on is making money!  That’s right, before you can take any of their advice; you must be generating income so here are 3 laws from a liberated consumer for never going broke – and I did it twice:

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10 things I learned from Financial Literacy Month 2013

Teaching Lauryns Class 2 1024x767 10 things I learned from Financial Literacy Month 2013

Another year, another Financial literacy Capability month in the books. Did it mean anything to you? Did you or anyone you know learn anything or feel less financially inept than last year because of it? Here are 10 things I learned from this years farce:

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Do You Have to Be Financially Inept to Go Broke?

recordnumbersgoingbroke 425x250 Do You Have to Be Financially Inept to Go Broke?

Why do I keep reading, especially during financial literacy month,  statements like this from respected journalist and personal finance experts all across the blogosphere; the next generation is growing up as financially inept as the last.

Does anyone really believe that every person over the last 2 decades of this “so called” financial literacy movement that have “crashed and burned” like I did were financially inept? Do you really think no Doctors or Lawyers, or Educators or PhD’s have filed for bankruptcy or had their homes foreclosed on over the last 2 decades?  Of course they have! And many were financially literate by any benchmark set by the financial literacy movement – and I know this first-hand!  Yet it still didn’t prevent them from going broke!

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